Self Employed and Specialist
Don't be punished for being different. Whether you're a sole trader, director, or work in a specialised profession, our expert mortgage advisers will work with you to understand your unique needs and find the right mortgage for you.
Who We Can Help
Sole Traders
Wouldn’t it be amazing if self employed clients had the same mortgage journey as employed clients? The reality however is that lenders’ criteria are different for self-employed clients… the good news is that our advisers have helped hundreds of self-employed clients secure their mortgages, and have experience finding the right mortgage deal for those who work for themselves.
Specialist Professions
We have experience dealing with niche scenarios and specialised professions including:
- Contractors
- Professional Athletes
- Professional Landlords
- Executives
- Complex Remuneration Structures
- Foreign Nationals
- Non-Sterling Incomes
Company Directors
As with self employed clients, lenders also have specific criteria for limited company directors. We have plenty of experience working with company directors and executives to secure the right mortgage deal for them based upon their unique remuneration structure.
Specialist Lending
We can also help with the following:
- Equity Release
- Specialist Buy To Let
- Shared Ownership
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Our Awards
- Best First Time Buyer Mortgage Broker (Winner)
- Best Broker Customer Service (Highly Commended)
- Best Mortgage Industry Newcomer (Highly Commended)
Highly Commended
What Mortgage Awards, 2023
Best Mortgage Industry Newcomer
Winner
Personal Finance Awards, 2022
Best First Time Buyer Mortgage Provider
Highly Commended
Personal Finance Awards, 2022
Best Broker Customer Service
Highly Commended
What Mortgage Awards, 2022
Best Broker Customer Service
Looking for advice, or have some questions?
Why choose Belle Maison Mortgages?
No Obligation Meeting
Our mortgage advisers provide no obligation initial consultations ensuring you can be confident you’re working with a mortgage adviser you can trust, with no obligation to proceed in the (unlikely!) event you don’t think we’re the right fit.
Tailored Advice
Everyone is different, and so every mortgage should be different too. Our mortgage advisers take the time to get to know you and your personal circumstances so that we can find a mortgage solution tailored to your needs.
Expertly Qualified
Our team of qualified mortgage advisers boasts years of experience. Some hold advanced qualifications, meaning that we have the expertise to work through any challenges you may encounter, particularly with complex situations.
What's the process?
Get in touch!
You can call, email or send us your details via our handy form. Once we receive your enquiry, we'll reach out to you to have a chat about what we can do to help you along your home buying journey. Following this we'll arrange a time for an initial appointment that suits you.
Initial Consultation
Your initial consultation can be done remotely over Teams, over the phone, or if you prefer face to face.
During your initial consultation with us, we'll take the time to understand your unique situation and discuss your mortgage needs. We'll ask lots of questions to make sure we can tailor our recommendations to suit your unique circumstances.
AiP
Your dedicated mortgage adviser will explain the buying process and will work with you to calculate how much you're able to borrow.
With your consent, a Agreement in Principle (AiP) can be completed which provides you with confirmation a lender is happy to lend based upon your circumstances. The AiP is a non-binding offer by the lender that they may be able to offer you a loan based on the information you have provided and subject to their underwriting requirements.
It should be noted that an AiP is not a guarantee that the lender will grant a loan.
House Hunting!
Once you have an Agreement in Principle, you are ready to start viewing houses! We will keep in touch until you have found the perfect home and are ready to apply for the mortgage.
Application and Completion
We will then complete the application with you with the chosen lender and submit all the necessary paperwork on your behalf, liaising with you, yours and the sellers estate agents and solicitors right through to the day of completion. We're not satisfied until we get a picture of you holding the keys to your new home!
Looking for advice, or have some questions?
Our Reviews
Our clients have lots of good things to say about why they think Belle Maison Mortgages are the “best in the business”. From first time buyers, to buy to let landlords our clients have come to trust the service we provide, comforted that we’re with them every step of the way.
Check out what our clients have to say about us below!
Where you want to leave a review?
I would recommend Claire to anyone applying for a new mortgage. She is extremely knowledgeable, is patient and compassionate towards a newbie like me especially☺️ No matter how small or big your question is, she strives to find the answer for you. She is extremely patient in her approach and does not make you feel uncomfortable at all xxx
A totally 5 star experience with Belle Maison and our advisor Claire… they took all the stress out of the mortgage application process!
Claire was super helpful and friendly. Very happy with all her hard work. Would recommend to family and friends. Thank you!
Returning customer to Paula at belle maison. They helped me to remortgage my previous home and pay off the help to buy scheme which put me in a much better financial position. This time around belle maison helped me and my partner purchase our forever home. Paula also managed to find a cheaper rate close to our move in date which end up saving us just under £80 a month. I would definitely recommend using belle maison for anything mortgage or insurance related!
Claire is the most amazing lady, me and my partner purchased our first home this year and I don't know what I would've done without her. Everything was stress free from start to finish, no question felt like it was a stupid question and the overall epxerience was 11/10. I am forever grateful for Claire. xxxx
I cannot recommend Claire anymore she is absolutely amazing at her job, so knowledgeable, so understanding & will always try her hardest to get the best possible outcome suited to you. Claire is so friendly and so down to earth, she made my whole buying process seamless, no question was ever too silly. If you are looking for a mortgage advisor Claire is it. Highly recommend. I cannot thank her enough for all she did for me during my buying process.