Self Employed and Specialist

Don't be punished for being different. Whether you're a sole trader, director, or work in a specialised profession, our expert mortgage advisers will work with you to understand your unique needs and find the right mortgage for you.

Who We Can Help

Sole Traders

Wouldn’t it be amazing if self employed clients had the same mortgage journey as employed clients? The reality however is that lenders’ criteria are different for self-employed clients… the good news is that our advisers have helped hundreds of self-employed clients secure their mortgages, and have experience finding the right mortgage deal for those who work for themselves.

Specialist Professions

We have experience dealing with niche scenarios and specialised professions including:

  • Contractors
  • Professional Athletes
  • Professional Landlords
  • Executives
  • Complex Remuneration Structures
  • Foreign Nationals
  • Non-Sterling Incomes

Company Directors

As with self employed clients, lenders also have specific criteria for limited company directors. We have plenty of experience working with company directors and executives to secure the right mortgage deal for them based upon their unique remuneration structure.

Specialist Lending

We can also help with the following:

  • Equity Release
  • Specialist Buy To Let
  • Shared Ownership

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Our Awards

Looking for advice, or have some questions?

Why choose Belle Maison Mortgages?

No Obligation Meeting

Our mortgage advisers provide no obligation initial consultations ensuring you can be confident you’re working with a mortgage adviser you can trust, with no obligation to proceed in the (unlikely!) event you don’t think we’re the right fit.

Tailored Advice

Everyone is different, and so every mortgage should be different too. Our mortgage advisers take the time to get to know you and your personal circumstances so that we can find a mortgage solution tailored to your needs.

Expertly Qualified

Our team of qualified mortgage advisers boasts years of experience. Some hold advanced qualifications, meaning that we have the expertise to work through any challenges you may encounter, particularly with complex situations.

What's the process?

Get in touch!

You can call, email or send us your details via our handy form. Once we receive your enquiry, we'll reach out to you to have a chat about what we can do to help you along your home buying journey. Following this we'll arrange a time for an initial appointment that suits you.

Initial Consultation

Your initial consultation can be done remotely over Teams, over the phone, or if you prefer face to face.

During your initial consultation with us, we'll take the time to understand your unique situation and discuss your mortgage needs. We'll ask lots of questions to make sure we can tailor our recommendations to suit your unique circumstances.

AiP

Your dedicated mortgage adviser will explain the buying process and will work with you to calculate how much you're able to borrow.

With your consent, a Agreement in Principle (AiP) can be completed which provides you with confirmation a lender is happy to lend based upon your circumstances. The AiP is a non-binding offer by the lender that they may be able to offer you a loan based on the information you have provided and subject to their underwriting requirements.

It should be noted that an AiP is not a guarantee that the lender will grant a loan.

House Hunting!

Once you have an Agreement in Principle, you are ready to start viewing houses! We will keep in touch until you have found the perfect home and are ready to apply for the mortgage.

Application and Completion

We will then complete the application with you with the chosen lender and submit all the necessary paperwork on your behalf, liaising with you, yours and the sellers estate agents and solicitors right through to the day of completion. We're not satisfied until we get a picture of you holding the keys to your new home!

Looking for advice, or have some questions?

Our Reviews

Our clients have lots of good things to say about why they think Belle Maison Mortgages are the “best in the business”. From first time buyers, to buy to let landlords our clients have come to trust the service we provide, comforted that we’re with them every step of the way.

Check out what our clients have to say about us below!

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Saadia Adnan Sheikh
recommends
November 7, 2024
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Saadia Adnan
November 7, 2024
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Em H1234
November 4, 2024
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Tom Shotter
October 21, 2024
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Megan Barnsdale
October 21, 2024
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Kimy Anne Lindsay
recommends
October 17, 2024